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A finance-led, product-agnostic ROI framework.

This calculator exists so technology investments can be modeled the same way a CFO would model any capital project — with measurable drivers, defensible assumptions, and clear audit trails. No vendor guarantees, no unverifiable benchmarks, no black-box math.

Last updated 2026-07-07

Operating principles

Four principles behind every page

Educational and product-agnostic

Drivers like hours saved, cycle-time reduction, and working capital changes are framed as outcomes — not vendor features. The model works for Sage Intacct, NetSuite, QuickBooks, Workday, Oracle, or any platform you are evaluating.

CPA-reviewed and auditable

Every formula, definition, and discount rate is documented on the methodology page and cited on the sources page. Each page lists a last-reviewed date so finance teams can see when the framework was last touched.

Healthcare-finance specific where it matters

Physician compensation allocations, provider profitability, multi-entity consolidations, and HIPAA-relevant data handling are first-class — not afterthoughts. The same patterns translate to multi-location practices and post-acute groups.

Conservative by default

When in doubt, assume lower benefits and higher costs. Headcount reduction is not assumed unless the org has agreed to it; productivity realization is separated from raw time saved so adoption risk stays visible.

How to use it

How to use this responsibly

  • Start with a baseline that process owners agree is real.
  • Model a small set of drivers instead of a long list of speculative benefits.
  • Label uncertain inputs as assumptions and define how you will validate them.
  • Use sensitivity analysis for key variables like adoption rate and time saved.
  • Use NPV when timing matters and document your discount rate assumption.

The full step-by-step is documented on the methodology page. Definitions live in the glossary. Common questions are answered on the FAQ.

This content is educational and is not tax, legal, or investment advice.

Who built this

Built by a CPA, reviewed by a CPA

Next step

Next: Technology ROI Calculator

Product-agnostic interactive ROI model: value drivers, payback, optional NPV with transparent assumptions.

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